An article at the SF Chronicle enumerates the crises effects of baby-boomer retirement that is going to happen in the next decade or so (www.sfgate.com/jobs). Is it time to panic? As the old chinese saying goes, wherever there is danger, there is opportunity.
But it is always to be prepared. Resources to get yourself prepared: Boomer Crisis Update from the Hyde Group, The Aging of Aquarius: The Baby Boom Generation Matures from the Segal Company, the Bureau of Labor Statistics.